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Mowrey
Investment Management
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"Eternal
Diligence is the Way to Success"
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Phone:
919.846.2707
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Email:
tim@mowreyinvest.com
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Web:
www.mowreyinvest.com
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Raleigh,
NC
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Company
Brochure
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About
Us
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Mowrey Investment Management (MIM) is a wealth management firm based in Raleigh, NC, that provides financial planning, portfolio management, and investment counseling services to businesses and individual investors. We are a fee-only management firm. We do not sell stocks, bonds, newsletter subscriptions, insurance, or any other financial instruments or services.
Our
Background
Timothy
J. Mowrey founded Mowrey Investment Management in 1992. His investment
background includes:
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NC & NY state Registered Investment Advisor |
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CERTIFIED FINANCIAL
PLANNER™ professional |
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Accredited Asset Management Specialist designee (College for Financial Planning) |
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Completed the Certified Financial Planning program (College for Financial Planning) |
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Professional investment manager since 1992 |
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Successful private investor since 1980 |
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Marquis'
"Who's Who in America," "Who's Who in Finance and
Business," "Who's Who in Science and Engineering" |
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NY
State Regents Scholarship recipient, BPS degree from SUNY Empire
State College in Management and Data Processing (over 14 classes
in Investments, Economics, Finance, Business and related subjects) |
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Over twenty-five years of private study of investments, investment theory, and investment history |
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Extensive
private library of investment books, numerous investment journals,
and investment newsletters, and subscriber access to several electronic
databases |
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Personal and professional references are available on request |
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Our
Clients
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MIM
services are retained by medium to high net worth individuals or families
who include:
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Business
Owners and Entrepreneurs
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Information
Technology Executives
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Sales
& Marketing Professionals
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Medical
Professionals
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Our clients have achieved significant incomes and/or net worth as a result of their hard work and personal integrity. Given their intelligence, accomplishments and work ethic, why have these people asked MIM to manage their portfolios? The following are some of the comments we have received from our clients:
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"I work 60 plus hours a week. I don't have time to further my
career, spend time with my family, and develop a good, consistent investment plan. The only task I want to delegate is the management
of my investment portfolio."
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"Investing
and tax laws have become too complex. I want to get good returns,
but I want to make sure that I do not assume too much risk and lose
money. I am also concerned about the conflict of interest possible
when my broker needs to make commissions. I just want to be assured
of an acceptable investment return."
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Our
Services & Fees
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There
are four basic reasons to engage MIM to management your investments. If
you:
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Desire
higher or more consistent investment returns
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Lack
sufficient time to adequately monitor and manage a portfolio
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Lack
sufficient interest in the financial marketplace to obtain the desired
results
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Lack
sufficient knowledge and experience with the financial marketplace
to safely manage the portfolio.
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Clients engage MIM to increase their investment returns, reduce investment volatility, and save themselves time. Many of our clients are unable to devote the time required to adequately manage their financial assets, yet they realize the negative consequence of ignoring their investments. In addition, few people acquire the financial tools or find the time necessary to consistently manage a substantial portfolio of assets. Constant changes in tax laws, e.g. new IRAs, new education programs, changes to existing plans, etc., new security offerings such as Exchange Traded Funds, and market behavior demand experienced, disciplined management of a portfolio.
Prior to working with Mowrey Investment Management, clients frequently have their assets scattered in multiple accounts and do not have a clear understanding of their total portfolio’s return or risk profile. These assets may be held in multiple accounts (e.g. an IRA, 401k, custodial and/or brokerage accounts). We help our clients consolidate and manage their assets to get a clear view of their goals, their assets, where the assets are held, how they are performing.
Our
Fees
MIM's only source of compensation is a quarterly retainer fee. This fee is based on the value of the assets under management at the end of a given quarter. No fees or commissions are received from any other parties. If services are provided for any fraction of a quarter, a full quarterly service charge will apply. The fee amount is calculated as follows:
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Asset
Range
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Annual
Service Fee
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Quarterly
Fee Paid
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$0
- $500,000
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1.50%
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0.375%
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$500,001
- $1,000,000
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1.00%
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0.250%
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$1,000,001+
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0.75%
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0.1875%
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For
retirees or other clients with a portfolio objective targeted primarily
for income (asset allocations over 60% fixed income), the investment management
fees are lower. Below are the portfolio management fees for these accounts:
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Assets
Range
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Annual
Service Fee
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Quarterly
Fee Paid
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$0
- $500,000
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1.00%
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0.250%
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$500,001
- $1,000,000
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0.75%
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0.1875%
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$1,000,001+
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0.50%
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0.125%
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Our
Investment Strategy
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Unless specifically instructed otherwise, MIM follows a conservative, low volatility, after-tax, value-oriented investment strategy based on Modern Portfolio Theory (MPT) and the unique circumstances of our clients. We utilize statistical measures of annualized return, standard deviation, asset class correlations, asset class valuation and Monte Carlo analysis to determine our tactics and specific investments. Our goals are to achieve after-tax returns consistent with our client's objectives, while minimizing portfolio volatility. This strategy is consistent with the founder's philosophy that prudence, wisdom, and diligence are the keys to investment success. This philosophy is so prevalent that it was the inspiration for the company logo, where the three pillars of prudence, wisdom, and diligence support your financial goals.
The financial instruments that may be utilized include: stocks (long or short), bonds, mutual funds, REITs (Real Estate Investment Trusts), ETFs, and money market instruments. MIM actively strives to minimize transaction costs (commissions), taxes, and fund expenses.
Portfolio
Review Schedule
Individual portfolios are reviewed on a frequent basis to analyze the performance of the portfolio versus standard industry benchmarks and market trends. The portfolios are also analyzed to assure adequate diversification between investment asset categories
(domestic stocks, international stocks, bonds, REITs, money market instruments, etc.) and industry sectors (international, finance, manufacturing, transportation, etc.). Portfolio results are summarized and mailed to clients quarterly with a results and market synopsis. Mr. Mowrey will contact you to discuss your portfolio on a regular basis (specific frequency to be mutually agreed upon) but he is also available to discuss individual portfolios, or other financial issues, at any time.
Who
will have access to my funds?
MIM clients always retain full and complete access to their entire investment portfolio. As investment manager, Mowrey Investment Management will have access to the funds for the buying and selling of securities. Although MIM will have access to client assets, it should be noted that these assets could not be removed from the brokerage account by MIM or Mr. Mowrey. It should also be noted that with the acceptance of Mowrey Investment Management's services, Mr. Mowrey should be the primary person responsible for making investment decisions for the client's funds under management. This is recommended to ensure consistent portfolio management strategy, proper asset allocation, and portfolio diversification.
Confidentiality
We consider the confidentiality of your personal information to be of the utmost importance. We will not share any of your account information unless you specifically request that we do so. We do not disclose any personal information about our customers or former customers to anyone except as required by law. We restrict access to nonpublic personal information about you to only those employees who need to know that information to provide services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
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For
additional information regarding our services, please consult our
website at www.mowreyinvest.com, or contact us directly by phone
at (919) 846-2707, or send an email to "tim@mowreyinvest.com".
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